Who you'll work with

Small team. Serious process. No handoffs.

LoanVisor is built lean on purpose. The systems behind the file are what move it — and staying lean removes the queue, the handoff, and the week your file spends sitting on someone's desk waiting for its turn.

The person who takes your first call is the person who structures the deal, reads the appraisal, and picks up the phone on closing day. You will not explain your scenario twice, and you will not find out about a problem from an automated status email.

That hands-on part matters more than it sounds, because investor files fail for boring, preventable reasons: rent documentation that doesn't match the program, entity vesting sorted out too late, reserves counted wrong, a short-term rental in a city that quietly stopped issuing permits. We work these files every day and nothing else. The problems get caught at the front of the file instead of three days before closing — which is where speed actually comes from.

Our advisors work DSCR and investor financing full time — it is the whole practice, not a side product — and Steven handles the entire transaction in Spanish for borrowers who prefer it.

Matt Tellez, DSCR and short-term rental specialist at LoanVisor

DSCR & STR Specialist · Loan Officer

Matt Tellez

Matt works exclusively with real estate investors, which is why every conversation starts with the property instead of a stack of personal tax returns. His focus is DSCR — long-term rentals, short-term and Airbnb properties, and two-to-four unit small multifamily — and the files he sees most are the ones conventional underwriting turned down for reasons that had nothing to do with whether the deal works.

He is licensed for residential lending in Texas and Florida, and writes DSCR nationwide.

Headshot to come
[PHOTO PLACEHOLDER]

Investment Loan Advisor · Se Habla Español

Steven J Giron

Steven advises investors on DSCR and investment property financing, working the same way: if the property covers the payment, there is a path worth mapping out. He spends most of his time on purchases and cash-out refinances for investors building a portfolio rather than buying a single rental.

He runs the entire transaction in Spanish for borrowers who prefer it — application, document collection, and closing coordination, not just the first phone call. He is licensed for residential lending in Texas and Colorado, and writes DSCR nationwide.

  • NMLS # 1729378
  • Residential: Texas · Colorado
  • DSCR: all 50 states
  • Focus: DSCR · investment property financing
  • Se habla español — full transaction support in Spanish
  • [email protected]
  • (210) 669-7234

Next step

Have a property in mind?

Run the ratio first — it takes about thirty seconds and tells you whether the property carries itself. Then send it over and we'll go through the structure.